MeridAx connects merchants of every risk profile to the ideal acquiring bank or processor — negotiating the best rates, managing the relationship, and continuously optimising your approval rates. Low, medium, and high-risk all welcome.
We connect your business to the right acquiring bank the first time — with redundancy, intelligent routing, and multi-currency capability built in from day one.
Single integration point connecting to battle-tested gateways across our bank network. REST API, hosted pages, and SDK — with multi-acquirer redundancy built in.
Core InfrastructureDedicated acquiring for gaming, crypto, nutraceuticals, travel, forex, firearms, adult content, and financial services. Right bank for your vertical — no sudden shutdowns.
Specialist VerticalsAccept and settle in 135+ currencies via banks with deep local expertise. Improves approval rates, reduces FX costs, and enables true checkout localisation globally.
135+ CurrenciesSmart routing across multiple acquirers in real time — selecting the optimal path per transaction by BIN, geography, card type, and approval history. Recovers declined revenue automatically.
Smart RoutingBank transfers, e-wallets, SEPA, BNPL, crypto, QR payments — 150+ methods across 60+ countries. One MeridAx connection covers every market and every method.
150+ MethodsAcquirers with strong MIT and mandate support. Automated retry logic, account updater, and dunning management reduce involuntary churn for subscription businesses.
Subscription ReadyFrom fraud prevention to chargeback management and PCI compliance — we connect you to the infrastructure that keeps your processing stable and scheme-compliant.
Connected to 3DS servers in our processor network. Frictionless authentication for genuine customers. PSD2 and SCA compliant across all regulated markets.
PSD2 CompliantCard data replaced with secure scheme tokens — reducing PCI scope, enabling one-click payments, and dramatically cutting CNP fraud rates.
Visa / MC TokensReal-time ML models score every transaction. Device fingerprinting, velocity checks, IP geolocation, and behavioural analytics block fraud without impacting genuine approvals.
Machine LearningPre-dispute alerts via Ethoca & Verifi, professional representment, evidence compilation, and scheme compliance. Ratio management to keep your accounts protected.
Full LifecycleConnected to PCI Level 1 compliant processors. We guide merchants through the correct SAQ pathway and ensure Visa and Mastercard data security standards are maintained.
PCI Level 1Proprietary intelligence across all connected bank relationships. Approval rates by acquirer, BIN, geography, and card type. Automated recommendations to recover lost revenue.
Proprietary AIMost acquirers serve the easy merchants. MeridAx was built for the rest — and delivers advantages that even low-risk merchants cannot afford to ignore.
40+ acquiring bank and processor relationships globally. We know which partner fits your vertical, volume, and geography — and we connect you fast, at rates that reflect real leverage.
MeridAx aggregates volume across hundreds of merchants. This gives us genuine pricing power with banks that individual merchants simply cannot replicate.
High-risk is our core — not an exception. We have built the underwriting, monitoring, and chargeback infrastructure to serve the verticals other intermediaries actively avoid.
Connect once and access our entire global network. Switching acquirers, adding redundancy, or entering new markets requires no re-integration from your development team.
Submit your details and a qualified payments specialist will respond within one business day with a tailored proposal and indicative rates.